Jornaya Talks Mortgage

Addressing issues affecting the mortgage industry, marketers, and the consumer

Join Jornaya’s Head of Consumer Finance as he talks with thought leaders in the mortgage industry discussing current trends and issues to help you stay competitive in this changing landscape. 

To listen to an overview of Jornaya Talks Mortgage, click play in the built-in player below or follow our series on Spotify. Each new episode is highlighted on the right. If you would like any information on the podcasts or if there is a topic you would like us to address, please reach out at

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Expert Speakers

Mike Eshelman is the Head of Consumer Finance at Jornaya, a data-as-a-service platform that delivers consumer-journey insights to publishers, marketers, analytics and compliance professionals with the highest-resolution view of the consumer buying journey.  With over 14 years of experience in consumer finance, Mike has extensive knowledge in lead generation, lead management, and leveraging data sets to deliver desired results in the Mortgage and Personal Loans industries. The National Mortgage Professional Magazine named him one of the most influential mortgage professionals to watch in 2018 and he is on the Forbes Finance Council.

Steve Godwin has 35 years of experience in Direct Marketing, Data Modeling, Analytics and Strategic Business Consulting. He currently serves as President at Analytic Marketing Partners with a primary focus of assisting clients to analyze specific direct marketing initiatives. AMP strategically assists with reducing waste, increasing results and maximizing a return on marketing investments through modeled data.

Eric Troutman is one of the country’s prominent class action defense lawyers and is nationally recognized in Telephone Consumer Protection Act (TCPA) litigation and compliance. He has served as lead defense counsel in more than 100 national TCPA class actions and has litigated nearly a thousand individual TCPA cases in his role as national strategic litigation counsel for major banks and finance companies. He also helps industry participants build TCPA-compliant processes, policies and systems.

Owen has been involved in the mortgage lending industry since the early 90’s and was an early entrant into the on-line and consumer direct lending channels. There are not many people that can say they were the President of the same Mortgage Company over 20 years. He is always looking for new ways and new people to do the old things more efficiently and have a little fun at the same time.

Dale has trained over 1,000,000 mortgage professionals and 450 lenders, and founded Mortgage Professionals Providing Hope ( to help orphans, the abandoned and the poor. In 1995, Dale left the corporate mortgage world to found Vermillion Consulting, Inc. (VCI). Since, VCI has provided ethical, practical and powerful training and consulting services to more than 1,000,000 mortgage professionals.

Before founding Home Captain, Grant obtained extensive experience in management, sales, marketing, e-commerce, and strategic partnerships working in multiple roles at American Express and Hersha a publicly traded Real Estate Investment Trust. Grant started his career serving in the US Army and worked in numerous leadership capacities achieving the rank of Major.

Alec has shown over his 15 year career in this business to be a dynamic leader within the mortgage industry. During his career he’s spent years in production as a nationally ranked, top 1% loan originator and organically created top producing branches for large, national lenders. Alec brings with him a drive and conviction that breeds success and enthusiasm in the people who work with him.

At loanDepot Alec’s dynamic sales leadership helps his Branches and Loan Officers experience new and higher levels of success in their lives. He leads from a position of experience while encompassing a Top Producer’s mindset.

Scott Payne is the CEO & Founder of SDP Solutions, LLC, a lead management consulting firm. He started his career as a loan officer at Nationstar Mortgage where he ultimately ran a sales marketing team in charge of lead distribution and lead analytics. He worked at Velocify as a business consultant and enterprise account manager, and went on to Home Captain before founding his company.

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Latest Episode

Jornaya Talks Mortgage: A Tale of Two Lenders Pt. 2 w/ guest Jeff Piotrowski

Host: Mike Eshelman, Head of Consumer Finance, Jornaya
Guest Speaker: Jeff Piotrowski, Senior Director, Jornaya
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